TRÉSOR SANLAM COLLECTIVE INVESTMENTS FLEXIBLE FUND

The primary objective is to achieve higher than average long-term growth. This is a portfolio with assertive risk characteristics and investments are diversified across all major asset classes.

Short-term volatility in value will be reflective of the risk profile of the portfolio.

This fund has a worldwide flexible mandate. This means it can invest in any asset class (equities, bonds, or cash) anywhere in the world.

Typically, it will focus on equities, including property hares, because those are the assets that have, over time, offered the highest returns, certainly far in excess of interest-bearing instruments.

Because this is a hybrid fund, it can invest up to 80% of its assets in other collective investments. Our conscious strategy will be to invest in funds that have, over time, strongly outperformed their peers.

Typically, these (rand denominated) underlying funds will carry high equity content. A minimum of 20% (but typically more) of its assets will be invested in direct securities, especially equities.

The fund will furthermore invest a substantial portion of its assets abroad to diversify its exposure and thus reduce risk, but also to benefit from attractive international opportunities. Bear in mind, that the SA Rand is fundamentally a weak currency.